IU School of Social Work is headquartered on the IUPUI campus with locations on 8 IU Campuses. The school also has the Department of Labor Studies
Tuition and fees are assessed on a per credit hour basis. The following tuition and fee rates apply to all students in the MSW program.
Student Central’s Tuition and Fee Estimator provides an estimate of your total semester tuition and fees based on your residency and enrollment status. Also, review your Cost of Attendance which includes allocations for tuition and fees, books and supplies, housing, transportation, and personal expenses. You can review your individual COA by accessing your Estimated Financial Aid Budget in the Financial Aid Need Summary in One.IU.
The total cost for completing the MSW program varies depending on the length of time you are in school. To graduate, every student will need to complete 60 credit hours. Advanced Standing students will pay tuition for 41 credit hours.
Costs for books and supplies vary from term to term. An estimate of $43 per credit hour for books provides an approximate total. Expenses for transportation and personal items also vary from student to student. The cost of attendance estimate includes allocations for these expenses, and federal financial aid can be used to cover these costs.
|Information||Federal Direct Unsubsidized Loan||Federal Direct Graduate PLUS Loan|
|Annual Amount||Up to $20,500 or cost of attendance, whichever is less||Up to student’s cost of attendance minus other aid|
|Current Interest Rate||6%||7%|
|Current Loan Fees||1.066% origination fee (assessed at the time of disbursement)||4.264% origination fee (assessed at the time of disbursement)|
|Payments||Payments deferred while enrolled at least half-time (4 credit hours). Interest begins accruing at the time the loan disburses. Interest payments are not required while in school but are strongly encouraged.||Payments deferred while enrolled at least half-time (4 credit hours). Interest begins accruing at the time the loan disburses. Interest payments are not required while in school but are strongly encouraged.|
|Application Process||Awarded automatically to eligible students that have completed their FAFSA. To receive the loan, students must accept the loan through One.IU and complete a Loan Entrance Counseling session and Master Promissory Note (MPN) at www.studentloans.gov.||Students must complete a FAFSA and apply for the loan at www.studentloans.gov. Students that meet credit requirements will then be awarded the loan. PLUS recipients must complete a Loan Entrance Counseling session and MPN at www.studentloans.gov.|
Note: Federal loan interest rates and origination fees are subject to annual changes. Visit Federal Student Aid, an office of the U.S. Department of Education for the most current figures.
The IU School of Social Work also provides a limited number of scholarships to students. Notification of the application process for School of Social Work scholarships is sent to currently enrolled students via university email during the fall term.
Social work-specific awards are also available through national social work organizations. The Council on Social Work Education and the National Association of Social Workers Foundation provide information about scholarships and fellowships available to MSW students. You can also find information about social work scholarships at Social Work License Map: Social Work Scholarships. Free scholarship search engines such as FastWeb, FinAid.org, Petersons.com, and the U.S. Department of Labor also offer information about alternative scholarship options. When searching for private scholarships, remember that scholarship searches and information are free to anyone. Do not pay for any searches for financial aid awards.
Graduate students may be eligible for veterans’ benefits. Visit the Veterans Support Services for details about aid available to service members and their dependents.
Students can also cover their costs through working while pursuing their degree. Many employers offer tuition assistance or reimbursement for employees furthering their education. Students can explore employee tuition assistance programs by contacting employer’s human resources department. Part-time positions may also be available on campus or in the local community. The Office of Student Employment provides information about employment opportunities and details about current job postings. Some students may qualify for employment through the Federal Work-Study program. To be considered for Federal Work-Study awards, students should file their FAFSA by March 10 each year and indicate their preference for the funding on the FAFSA when prompted. Visit Student Central for more information about the Work-Study program.
The Indiana University School of Social Work, with the support of the Indiana Department of Child Services, offers financial support to current DCS employees selected to participate in the Child Welfare Scholars Program. Learn more about this program. Child Welfare Scholars Program
To apply for and receive federal financial aid, students should complete the following steps:
Complete the Free Application for Federal Student Aid (FAFSA) online at fafsa.ed.gov. When completing the application, enter federal school code 001809 (Indiana University-Purdue University Indianapolis) when prompted. The FAFSA may be completed at any time during the year.
Monitor your university email and One.IU accounts on a regular basis for important information. All official financial aid communication is conducted electronically.
Review your Student Center on One.IU to ensure all required steps are completed. Account holds and incomplete To-Do List items may prevent aid from disbursing.
Enroll in at least 4 credit hours and meet other eligibility requirements for financial aid. For a list of eligibility criteria can be found at General Eligibility Requirements webpage.
Review and accept your federal financial aid awards. Email notification will be sent when a financial aid award is available for your review. Students must log into their Student Center on One.IU to accept their financial aid.
Complete your federal Entrance Counseling Session and Master Promissory Note in order to receive Federal Direct Student Loans. These items can be completed online at studentloans.gov. When prompted, add IUPUI (listed as Indiana University-Purdue University Indianapolis or school code 001809) as your school choice.
Complete an application and credit check for the Federal Graduate PLUS Loan, if necessary. The application can be completed online at studentloans.gov. When prompted, add IUPUI (listed as Indiana University-Purdue University Indianapolis or school code 001809) as your school choice. Please note that you are not required to complete this step if you are not interested in the credit-based Graduate PLUS Loan.
Federal student loans are awarded twice each year – once prior to the main academic year (fall and spring semesters) and once prior to the summer semester. Financial aid awards for the main academic year are typically available for review through One.IU in June or July. Summer financial aid is typically available for review in March or April.
You will be offered loan funds up to your maximum eligibility. You will have the ability to choose how much you would actually like to borrow. For the main academic year (fall and spring semesters), the amount that you accept to borrow will be split into two equal disbursements – one for each semester. Should you need more or less loan funding during a specific semester, please contact the financial aid liaison for assistance.
Available loan funds for the summer semester are based on a student’s remaining annual loan eligibility. If you borrow up to your annual loan limit of $20,500 in Federal Direct Unsubsidized Loans during the fall and spring semesters, you will have no Federal Direct Unsubsidized Loan eligibility remaining for the summer and will need to explore alternative options such as cash payments or the Federal Direct Graduate PLUS Loan.
The origination fee assessed by the Department of Education reduces the amount of funds that are applied to your university account. For example, if you borrow $1,000 only $990 will be applied to your account to cover tuition and fee charges. If you have questions about how much to borrow to ensure that you receive enough to cover your costs, please contact your financial aid liaison for assistance.
Assuming that all required steps are completed, your loan funds will disburse to your student account as early as 10 days before the start of your classes each semester.
Borrow conservatively. You are not obligated to use all of your loan eligibility each year. Accepting only what you truly need will maintain eligibility for future terms and minimize your overall student loan debt.
Graduate students are limited to $138,500 in Federal Subsidized and Unsubsidized Student Loans during their lifetime. This total includes both graduate and undergraduate borrowing. Track your overall loan debt by reviewing your financial aid history through the Department of Education’s National Student Loan Data System.
Interest begins accruing on federal student loans as soon as the funds are disbursed. Consider paying the interest on your loans while you are in school. Any unpaid interest on the loans will be capitalized when the loans enter repayment. Interest capitalization increases your overall loan balance and the total amount that you repay.
Federal student loans enter repayment at the end of a six-month grace period. The grace period begins when a student graduates, leaves school, or drops below half-time enrollment (4 credit hours).
Graduate students enrolled at least half-time (4 credit hours) are generally eligible for in-school deferment on their prior federal student loans. Enrollment at IUPUI is verified with student loan servicers through the National Student Clearinghouse (NSC). Loan servicers are typically able to access all of the information that they need through the NSC, and the in-school deferment will be applied to your loan account automatically. For details about the IUPUI verification of enrollment process, to access the loan deferment information provided to your lenders, and to print enrollment verification documentation, please go to Verification of Enrollment.
Any financial aid funds that we receive above and beyond your tuition and fee charges will be refunded to you. You can use the refund to pay for your books or other educational expenses. Learn more about the refund process through Student Central.
MSW graduates may be eligible to have a portion of their federal loan debt forgiven. The Public Service Loan Forgiveness (PSLF) program offers student borrowers the opportunity to have the remaining balance of their Federal Direct Loans cancelled after making 120 on-time payments while working full-time at a qualifying public service organization. For more information about the program, including qualifying loans and jobs, the application process, and frequently asked questions, go to Public Service Loan Forgiveness Program.
Should you need any assistance with understanding your student account, exploring financial awards, preparing to enter repayment after graduation, or any other financial aid questions or concerns, please contact: Student Central via the web, by phone at 812-855-6500.